During the remittance process: Our bank automatically matches the channel based on the recipient's country, currency, and amount, with express remittance as the default priority. When the remittance amount exceeds the express remittance limit, or the recipient's region does not support express remittance, if the payment currency matches the credit currency, the system will automatically switch to wire transfer. Additionally, in some countries (such as the US), you may also proactively choose to use wire transfer. After switching to wire transfer, three fee-bearing options will be available: SHA, BEN, and OUR.
After remittance is completed: You can check in the transaction records; those with a UETR number are SWIFT wire transfers.
